Reciprocal health agreements

UK citizens make more than 50 million trips per year to EU27 countries. While the Political Declaration does state that the European Health Insurance Card (EHIC) regime will be preserved in the event of a no-deal, it could disappear within months of the UK’s exit from the EU. BIBA’s joint research with the ABI in October 2019 showed that almost a quarter of UK citizens planning to visit the EU27 have no travel insurance. 

Even if it continues to apply the EHIC does not cover all medical treatments or the cost of any emergency repatriation back to the UK which can easily run into tens of thousands of pounds.


To promote the importance of travel insurance protection, especially if the EHIC agreement ends.

“Travellers to the EU should take their EHIC with them, but they should not see the EHIC as a replacement for travel insurance. Irrespective of whether we leave the EU with or without a deal, having adequate travel insurance is essential before you visit the EU or any other country outside the UK.”


Director for Consular Affairs in the UK’s Foreign & Commonwealth Office (FCO)

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